The Contractors General Liability Program focuses on the small general contractor and artisan performing either commercial or residential work.

Program Highlights

  • New Residential up to 25 Single Family Homes per Development
  • No Limitation on Work Subcontracted Out
  • General Contractors Minimum Premium: $1,500
  • Artisan Contractor Minimum Premium: $750
  • Limits up to $1M/$2M
  • New Ventures/Gaps in Coverage Considered

Eligible Classes

  • GCs with annual receipts under $15M and project values under $3M
  • Artisans with 15 or fewer employees
  • Our most successful niche is the GC who subs out the majority of the work, including paper contractors
  • New ventures, new construction and remodelers are all eligible
  • New construction eligible- both for GCs and Artisans

Optional Coverages

  • Blanket Additional Insureds Available
  • Waiver of Subrogation Available
  • Per Project Aggregate Program Highlights
  • GC Minimum Premium: $1,500
  • Limits up to $1M/$2M
  • New Residential up to 25 Single Family Homes per Development
  • Artisan Minimum Premium: $750
  • No Limitation on Work Subcontracted Out
  • New Ventures/Gaps in Coverage Considered
  • Blanket Primary/Non Contributory Available
  • CG 2037 Available for Commercial Projects
  • Subsidence Buy-Back

Submission Requirements

ACORD application