Mono-line Workers Compensation in support of program business. Business is written exercising a disciplined risk selection and pricing approach.

Program Highlights

  • Minimum Premiums varies per class
  • Direct Billed
  • Online Rating - Gain quotes within minutes
  • High Mod Factors Accepted
  • Limits up to $1M/$2M
  • New Ventures/Gaps in Coverage Considered

Eligible Classes

  • General/Artisan Contractors
  • Construction Operations
  • Office Professionals
  • Janitorial & Cleaning Services
  • Home Health
  • Hotels/Motels Retail
  • Light Manufacturing
  • Restaurants
  • Retails Shops
  • Automobile Service/Repairs
  • Short Haul Trucking
  • Convenience Stores
  • Garbage Hauling & Waste/Recycling
  • Scrap Metal Operations

Ineligible Operations

  • No VCAP
  • Aircraft or Watercraft operations
  • Environmental Hazardous operations
  • Railroad work
  • Mining or quarrying operations
  • Security or guard services
  • Auto repossession
  • Pawn shops or Check cashing operations
  • Boiler installation or boilermakers
  • Ammunition or explosives manufacturing or distribution
  • Building wrecking, moving, shoring or underpinning
  • Blasting, demolition, wrecking or dismantling of a building, or structure
  • Carnivals, circuses, amusement parks or devices
  • Tunneling, cofferdam, caisson work, dam, dike, lock or revetment construction