The cannabis industry is evolving and expanding as more states legalize medicinal and recreational cannabis use throughout the U.S., Cornerstone has a solution for marijuana, hemp, and hashish.

Available Coverages

  • Commercial General Liability
    • Premises Liability- Occurrence or Claims Made
    • Products/Completed Operations Liability - Claims Made only
    • Hired & Non-owned Auto, Assault & Battery, and Employee Benefits Liability
  • Commercial Property
    • Building
    • Business Personal Property
      • Including Stock
      • Including Property in Transit (intrastate)
      • Including Plants (indoor only in controlled environments)
    • Business Income
  • Equipment Breakdown
  • Workers' Compensation

Eligible Operations

  • Producer/Grower - plant, cultivate, grow, harvest, and dry cannabis indoors, including greenhouses.
  • Processor - process, compound, or convert cannabis into cannabis products, concentrates, and/or extracts, including infusion centers. Infusion centers are defined as medical marijuana infusion (or manufacturing) - a facility that incorporates medical marijuana (cannabis) by means of cooking, blending or incorporation into consumable/edible goods.
  • Wholesalers - purchase quantities of cannabis from other licensed facilities and sell products to licensed retailers, processors, and/or to other wholesalers.

*Pre-inspections are mandatory on all oil extraction operations.

Ineligible Operations

  • Laboratories & Research facilities
  • Oil extraction operations with less than 3 years of experience
  • Schools & Indian reservations
  • Greenhouses in wind/hail zones
  • Greenhouses not constructed of polycarbonate or impact resistant glass panels on a permanent foundation
  • Any risks that allows consumption on the premises
  • Open loop extraction systems

Submission Requirements

State Footprint

  • Property/GL - All states where medical and/or recreational cannabis is legal, except AK, CA, CO & WA
  • Workers Compensation – States: AL, AR, AZ, GA, IA, IL, IN, KS, KY, LA, MD, MO, MS, MT, NC, NE, NM, NV, OK, OR, SC, SD, TN, TX, UT, VA