Cannabis

The cannabis industry is evolving and expanding as more states legalize medicinal and recreational cannabis use throughout the U.S., Cornerstone has multiple solutions for marijuana, hemp, and hashish.

Property/GL – Available in all states where medical and/or recreational cannabis is legal.

Available Coverages

Commercial General Liability

Premises Liability- Occurrence or Claims Made
Products/Completed Operations Liability - Claims Made only
Hired & Non-owned Auto, Assault & Battery, and Employee Benefits Liability

Commercial Property

Building
Business Personal Property-Including Stock, Property in Transit & Plants
Business Income

Equipment Breakdown
Workers' Compensation - available in select states

Eligible Operations

CBD Shops & Vape Shops
Producer/Grower - plant, cultivate, grow, harvest, and dry cannabis indoors, including greenhouses
Processor - process, compound, or convert cannabis into cannabis products, concentrates, and/or extracts, including infusion centers. Infusion centers are defined as medical marijuana infusion (or manufacturing) - a facility that incorporates medical marijuana (cannabis) by means of cooking, blending or incorporation into consumable/edible goods
Wholesalers - purchase quantities of cannabis from other licensed facilities and sell products to licensed retailers, processors, and/or to other wholesalers

*Pre-inspections are mandatory on all oil extraction operations.

Ineligible Operations

Laboratories & Research facilities
Oil extraction operations with less than 3 years of experience
Schools & Indian reservations
Greenhouses in wind/hail zones
Greenhouses not constructed of polycarbonate or impact resistant glass panels on a permanent foundation
Any risks that allow consumption on the premises
Open loop extraction systems

Submission Requirements

Acord 125-126-130-140
Loss Runs
Supplemental application

Cannabis Online Rater - click to access

QUESTIONS?

In observance of the Presidents' Day holiday, our offices will be closed on Monday, February 16th. We will continue with normal business hours on Tuesday, February 17th.

Have a submission? Send it in — our team will review and process it as soon as we return.

Need to bind right away? Use our portals at cornerstone-underwriters.com/Account/Login!

To enhance security, effective February 17, 2026, your session will be logged out after 2 hours of inactivity.